Insurance 101: How to maximize a claim

By Denis Rowe AIC, SPPA, PCLS

Most individuals that suffered damage from the April 28th tornado are now “neck-deep” in their property insurance claims. A man I met in the not too distant past said it best when he said “I don’t want one nickel more than I am due from my insurance company, but I don’t want a nickel less either”. If you feel as he does then there are several things that you can do to legitimately maximize your settlement so that you don’t become a “victim” a second time by getting less than you are entitled from your insurance company.
First off, your adjuster probably gave you a “homework assignment”. That assignment was to list